Oooo...that's a heavy title.
I think – and worry – about health care a lot because I use it. A lot. Matt, on the other hand, couldn’t tell you what type of insurance plan he has, co-pay and deductable amounts, or if he has a primary care physician. Insurance companies must love him: he is pure profit. This is just another way we balance one another out.
And that is the crux of insurance: to balance and spread the risk. Sometimes you take more than your share of the draw, and other times you give. But it is all for the collective well-being of society. I’ve been thinking a lot about the accompanying opinion piece: it discusses charging people with unhealthy habits more. Along the lines of, “You smoke, so why should I have to pay for your treatment when you get lung cancer?” and “Well, you’re obese, so you’re at a greater risk of heart disease and diabetes and I work hard to maintain my weight” and the list goes on and on. Although, on the surface, I agree (I am an unyielding snob when it comes to smokers), it’s a damn slippery slope. And like the piece says, we all have bad habits (Oreos, anyone?). I agree, only I should get my hand slapped because I can’t keep my fingers out of the cookie jar. I am an overweight woman and little will power. But it’s so much more than that. I go to the gym, I walk my dog, and I eat my share of vegetables.
The less you make, the more you weigh. Should we blame nutritional ignorance, our education system, or the corn subsidies that make our packaged food that much cheaper? (I’m with the latter.) When do genetics come into play? How can you really ascertain the origins of a condition?
I’m with the article’s author, Dr. Sandeep Jauhar. None of us enjoy paying the cost of illnesses that could have been avoided. But, as a modern society, is that the fix we want? To burden those already burdened?
Read more HERE.